Rates

Rates Effective: May 1, 2010

Loan Rates
Loan Type	Low APR	High APR	Term
Share Secured	Regular Share Rate + 3.00%	-	-
Quikdraw	10.95%	18.00%	-
Signature Loan	11.50%	18.00%	Call Credit Union
New Vehicles – 100% financing available	3.95%	9.20%	up to 72 Months
Used Vehicles – 100% financing (based on Kelly Blue Book)	4.49%	9.74%	up to 60 Months
New RV’s	7.49%	12.49%	Call Credit Union
Used RV’s	8.49%	13.49%	Call Credit Union
VISA Loans
VISA Classic	11.00%	18.00%	(Purchases & Cash Advances)
VISA Gold	10.00%	18.00%	(Purchases & Cash Advances)
VISA Platinum	6.00%	18.00%	(Purchases & Cash Advances)
TOY Loans
New Motorcycle	7.74%	12.99%	financing 90% of purchase price
New Boat	7.74%	12.74%	financing 90%
New Jet Ski	7.74%	12.99%	financing 90%

Rates Effective: May 1, 2010

Share Rates
Share Type	Current APR*	Current APY**
Regular Share Account	0.50%	0.50%
Christmas Club Account	0.60%	0.60%
Scottie Saver Account	0.60%	0.60%
Teen Gold Account	0.60%	0.60%
Share Draft Account	0.10%	0.10%
Money Market Accounts
Balance	Current APR*	Current APY**
$0 - 2,499	0.50%	0.50%
$2,500 - 9,999	0.70%	0.70%
$10,000 - 24,999	0.80%	0.80%
$25,000 - 49,999	1.00%	1.00%
$50,000 and up	1.00%	1.00%
IRAs
Individual Retirement Account	1.00%	1.01%
IRA Certificate Rates ($1,000 minimum)
Term	Current APR*	Current APY**
06 month CD	1.15%	1.16%
12 month CD	1.25%	1.26%
24 month CD	2.00%	2.02%
36 month CD	2.25%	2.28%
48 month CD	2.50%	2.53%
60 month CD	2.75%	2.79%
APR=Annual Percentage Rate *APY=Annual Percentage Yield
Certificate Builder ($250 minimum)
Term	Current APR*	Current APY**
12 month CD	1.00%	1.01%
Certificate of Deposit Account ($1,000 minimum)
Term	Current APR*	Current APY**
06 month CD	1.15%	1.16%
12 month CD	1.25%	1.26%
24 month CD	2.00%	2.02%
36 month CD	2.25%	2.28%
48 month CD	2.50%	2.53%
60 month CD	2.75%	2.79%
APR=Annual Percentage Rate *APY=Annual Percentage Yield

REAL ESTATE
Call or visit the credit union to find out the rates and terms on real estate loans.
(213) 217-6612

Loan Rates