Rates
Rates Effective: February 1, 2012
Loan Rates |
| Loan Type |
Low APR |
High APR |
Term |
| Share Secured |
Regular Share Rate + 3.00% |
- |
- |
| Quikdraw |
10.95% |
18.00% |
- |
| Signature Loan |
11.50% |
18.00% |
Call Credit Union |
New Vehicles – 100% financing available |
2.95% |
12.20% |
up to 72 Months |
| Used Vehicles – 100% financing (based on Kelly Blue Book) |
3.45% |
12.70% |
up to 60 Months |
| New RV’s |
7.49% |
12.49% |
Call Credit Union |
| Used RV’s |
8.49% |
13.49% |
Call Credit Union |
VISA Loans |
| VISA Platinum |
6.00% |
18.00% |
(Purchases & Cash Advances) |
TOY Loans |
| New Motorcycle |
7.74% |
12.99% |
financing 90% of purchase price |
| New Boat |
7.74% |
12.74% |
financing 90% |
| New Jet Ski |
7.74% |
12.99% |
financing 90% |
Mortgage Loans |
| 1st Mortgage |
Call for current rates |
|
(877) 578-9513 |
Rates Effective: February 1, 2012
Share Rates |
| Share Type |
Current APR* |
Current APY** |
| Regular Share Account |
0.35% |
0.35% |
| Christmas Club Account |
0.60% |
0.60% |
| Scottie Saver Account |
0.60% (up to $1,000) |
0.60% |
| Teen Gold Account |
0.60% (up to $2,500) |
0.60% |
| Share Draft Account |
0.10% |
0.10% |
Money Market Accounts |
| Balance |
Current APR* |
Current APY** |
| $2,500 - 49,999 |
0.45% |
0.45% |
| $50,000 and up |
0.55% |
0.55% |
IRAs |
| Individual Retirement Account |
0.75% |
0.75% |
IRA Share Certificate Rates ($2,500 minimum) |
| Term |
Current APR* |
Current APY** |
| 06 - 23 month CD |
0.55% |
0.55% |
| 24 - 48 month CD |
0.65% |
0.66% |
| *APR=Annual Percentage Rate **APY=Annual Percentage Yield |
Share Certificate Builder ($250 minimum) |
| Term |
Current APR* |
Current APY** |
| 12 month CD |
0.60% |
0.60% |
Share Certificate Account ($2,500 minimum) |
| Term |
Current APR* |
Current APY** |
| 06 - 23 month CD |
0.55% |
0.55% |
| 24 - 48 month CD |
0.65% |
0.66% |
| *APR=Annual Percentage Rate **APY=Annual Percentage Yield |
REAL ESTATE
1st Mortgage rates are available at "
click here" or by calling 877-578-9513.