Rates

Rates Effective: February 1, 2012

Loan Rates
Loan Type	Low APR	High APR	Term
Share Secured	Regular Share Rate + 3.00%	-	-
Quikdraw	10.95%	18.00%	-
Signature Loan	11.50%	18.00%	Call Credit Union
New Vehicles – 100% financing available	2.95%	12.20%	up to 72 Months
Used Vehicles – 100% financing (based on Kelly Blue Book)	3.45%	12.70%	up to 60 Months
New RV’s	7.49%	12.49%	Call Credit Union
Used RV’s	8.49%	13.49%	Call Credit Union
VISA Loans
VISA Platinum	6.00%	18.00%	(Purchases & Cash Advances)
TOY Loans
New Motorcycle	7.74%	12.99%	financing 90% of purchase price
New Boat	7.74%	12.74%	financing 90%
New Jet Ski	7.74%	12.99%	financing 90%
Mortgage Loans
1st Mortgage	Call for current rates		(877) 578-9513

Rates Effective: February 1, 2012

Share Rates
Share Type	Current APR*	Current APY**
Regular Share Account	0.35%	0.35%
Christmas Club Account	0.60%	0.60%
Scottie Saver Account	0.60% (up to $1,000)	0.60%
Teen Gold Account	0.60% (up to $2,500)	0.60%
Share Draft Account	0.10%	0.10%
Money Market Accounts
Balance	Current APR*	Current APY**
$2,500 - 49,999	0.45%	0.45%
$50,000 and up	0.55%	0.55%
IRAs
Individual Retirement Account	0.75%	0.75%
IRA Share Certificate Rates ($2,500 minimum)
Term	Current APR*	Current APY**
06 - 23 month CD	0.55%	0.55%
24 - 48 month CD	0.65%	0.66%
APR=Annual Percentage Rate *APY=Annual Percentage Yield
Share Certificate Builder ($250 minimum)
Term	Current APR*	Current APY**
12 month CD	0.60%	0.60%
Share Certificate Account ($2,500 minimum)
Term	Current APR*	Current APY**
06 - 23 month CD	0.55%	0.55%
24 - 48 month CD	0.65%	0.66%
APR=Annual Percentage Rate *APY=Annual Percentage Yield

REAL ESTATE
1st Mortgage rates are available at "click here" or by calling 877-578-9513.

Loan Rates