Whether you’re just getting your feet wet or are ready to dive in to investing, Term Share Certificates are the perfect way to keep your finances swimming along safely.
Commonly known as Share Certificates, Term Share Certificates earn a fixed dividend rate for a specific length of time. A small deposit today is sure to make a big splash on your financial future!
- $2,500.00 minimum deposit makes it easy to get started.
- Terms from 6 to 48 months allow flexibility to “ladder” your investments into both shorter and longer terms and adjust your financial strategy according to changes in the market.
- You pay no service charges, so the earnings are all yours.
- Need the cash? You have the option to borrow against the funds on deposit to avoid paying early withdrawal penalties.
- Additional deposits, withdrawals, or term changes can be made at maturity.
- Monthly dividends are posted to the Share Certificate.
- Deposits are fully insured by the National Credit Union Administration up to at least $250,000.
- Initial deposit requirement: $250
- Minimum monthly deposit requirement: $40
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