IRAs

A healthy future begins by exercising your saving power today! With compounding dividend growth and potential tax advantages, an Individual Retirement Account (IRA) remains at the heart of financial strength training.

Choose Your IRA.
Depending on your age, income and other factors, you may find either a Traditional or Roth IRA will fit you best. As long as you don’t exceed your annual IRA contribution limit, you can even have both!

Traditional IRA

  • Contributions are allowed if you are under age 70½ and have earned income
  • Tax on earnings is deferred until a withdrawal is made
  • Contributions may qualify for an income tax deduction based on your Adjusted Gross Income
  • The minimum age of withdrawal without penalty is 59 ½

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Choose Your Account Option

IRA Share Accounts

  • No minimum balance requirement

Annual Contribution Limits. For the current tax year, the annual contribution limit for a Traditional or Roth IRA is $5,500. If you are over age 50, you may contribute up to $6,500.

No Maintenance Fees. We want to help you realize your full earning potential, so we won’t let your IRA earnings dwindle away with maintenance fees.

Safety and Protection. If low-risk investing is your goal, you’ll rest easy knowing your funds are insured up to $250,000 per eligible account by the National Credit Union Administration, a U.S. government agency.

Competitive Rates, Bigger Dividends. Do you have an IRA elsewhere? Roll it on over and enjoy our very competitive rates.

For your information:


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Home Equity
Line of Credit Rate as low as

4.25

%
APR*
New & Used Vehicle
Rates as low as

1.99

%
APR*
Fixed Rate Platinum Visa
Cards as low as

8.90

%
APR*
Personal Loans 
as low as

11.00

%
APR*
New RV Financing
as low as

4.74

%
APR*
Check out all our great rates