Certificate Rates

Rates effective

Share Certificate Account
Add .05% for Rollover Certificates
Add .05% for Jumbo Certificates over $100,000 OR Seniors (55 and Older)
TermMinimum DepositMinimum BalanceAPY*Dividend
6-23 Months $2,500 $2,500 0.25% 0.25%
24-48 Months $2,500 $2,500 0.45% 0.45%
IRA Share Certificate Account
TermMinimum DepositMinimum BalanceAPY*Dividend
6-23 Months $2,500 $2,500 0.25% 0.25%
24-48 Months $2,500 $2,500 0.45% 0.45%
Certificate Builder Account
TermMinimum Deposit to OpenMinimum Monthly Deposit**APY* 
12 month $250 $40 0.25%  

*APY = Annual Percentage Yield. **If the minimum monthly deposit requirement is not met, the account will be subject to closure.

Fees or other conditions could reduce earnings on any of the listed accounts. The dividend Rate and APY on all accounts are effective as of the date noted and are subject to change without notice. A penalty may be imposed for early withdrawal. This schedule is incorporated as part of your account agreement with MWD Federal Credit Union.

Home Equity
Line of Credit Rate as low as

4.25

%
APR*
New & Used Vehicle
Rates as low as

1.99

%
APR*
Fixed Rate Platinum Visa
Cards as low as

8.90

%
APR*
Personal Loans 
as low as

11.00

%
APR*
New RV Financing
as low as

4.74

%
APR*
Check out all our great rates