Share Account Rates

Rates effective

Savings Accounts

Account TypeCurrent APY*DividendMinimum Balance
Share Savings Account 0.10% 0.10% $25
Holiday Club Account 0.25% 0.25% $0
Coverdell Education Savings Account 0.20% 0.20% $0

Youth Savings Accounts

BalanceCurrent APY*DividendMinimum Balance
Tappy the Turtle Club Account
(For Members Under 13 Years of Age)
$5 and up 0.10% 0.10% $5

CoolWave Teen Account
(For Members 13-17 Years of Age)

$25 and up 0.10% 0.10% $25

Checking Accounts

Account TypeCurrent APY*DividendMinimum Balance
Share Draft Account 0.05% 0.05% $50
Free Share Draft Account 0.00% 0.00% $0
Money Stream High-Yield Checking Account 1.51% 1.50% $50

Money Market Accounts

BalanceCurrent APY*DividendMinimum Balance
$2,500 - 49,999 0.15% 0.15% $2,500
$50,000 and up 0.25% 0.25% $50,000

Individual Retirement Accounts

Account TypeCurrent APY*DividendMinimum Balance
IRA Share Account 0.20% 0.20% $0

*APY = Annual Percentage Yield. Rates subject to change at anytime without notice. All savings rates are variable. This means that the dividend rate and annual percentage yield may change any any time as determined by the Board of Directors.

This rate schedule states rates applicable to specified accounts. Dividends are credited monthly. This schedule is incorporated as part of your account agreement with MWD Federal Credit Union. Fees or other conditions could reduce earnings on any of the listed accounts.

Home Equity
Line of Credit Rate as low as

4.25

%
APR*
New & Used Vehicle
Rates as low as

1.99

%
APR*
Fixed Rate Platinum Visa
Cards as low as

8.90

%
APR*
Personal Loans 
as low as

11.00

%
APR*
New RV Financing
as low as

4.74

%
APR*
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