Vehicle Loans Rates

Rates effective

ProductMaximum TermAPR* 
As Low As
Rate StructureMonthly Payment Per $1,0005
New and Used Autos3 4  36 months
1.99% Fixed $28.64
48 months
2.24% Fixed $21.80
60 months
2.24% Fixed $17.64
72 months1
2.74% Fixed $15.08
84 months2 3.49% Fixed $13.44
172-month term is available for loan amounts greater than $25,000.
284-month term is available for loan amounts $40,000 or greater.
3100% Financing available for new cars. Maximum amount for used cars: 100% of the Kelly Blue Book Retail Value (or similar such as NADA) on cars 5 years old or less. Up to 100% of the Kelly Blue Book Wholesale Value (or similar such as NADA) on older models. All vehicle financing may include sales tax, license and document fees, mechanical breakdown and guaranteed auto protection on approved credit.
4Electric, Plug-In and Hybrid Vehicles -- Receive a 0.50% APR discount off your qualifying loan rate for vehicles designated on the California Clean Vehicle Rebate Project List and the U.S. Department of Energy's Fuel Economy site.
5Payment per $1,000 balance is based on the APR and maximum term listed. Example: for a 3-year (36-month), $25,000 new auto loan at the rate of 1.99%, multiply 25 x $28.64 for a payment amount of $716 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.
ProductMaximum TermAPR* 
As Low As
Rate StructureMonthly Payment Per $1,0004
New Motorcycles and Off-Road Vehicles (100% Financing Available) 60 months1 7.49% Fixed $20.04
Used Motorcycles and Off-Road Vehicles 60 months1 7.99% Fixed $20.27
New Recreational Vehicle (100% Financing Available) 144 months2 4.74% Fixed $9.12
Used Recreational Vehicle 144 months2 4.99% Fixed $9.25
New Boat (90% Financing Available) 72 months3 7.49% Fixed $17.29
160-month term is available for loan amounts $20,000 or greater.
272-month term or greater limited to balances $40,000 or greater.
372-month term is available for balances $25,000 or greater.
4Payment per $1,000 balance is based on the APR and maximum term listed. Example: for a 6-year (72-month), $25,000 new auto loan at the rate of 1.99%, multiply 25 x $14.75 for a payment amount of $368.75 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.

 

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*Rates subject to change without notice. APR=Annual Percentage Rate. All Credit Union loan rates and terms are based on an evaluation of applicant credit. Your actual rate may vary.

Home Equity
Line of Credit Rate as low as

4.25

%
APR*
New & Used Vehicle
Rates as low as

1.99

%
APR*
Fixed Rate Platinum Visa
Cards as low as

8.90

%
APR*
Personal Loans 
as low as

11.00

%
APR*
New RV Financing
as low as

4.74

%
APR*
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