Vehicle Loans Rates

Rates effective

ProductMaximum TermAPR* 
As Low As
Rate StructureMonthly Payment Per $1,000
New and Used Autos 36 months
1.99%Fixed$28.64
48 months
2.99%Fixed$22.13
60 months
2.99%Fixed$17.97
72 months1
2.99%Fixed$15.19
84 months23.49%Fixed$13.44
1Minimum loan amount for 72 months is $15,000
2Minimum loan amount for 84 months is $25,000
ProductMaximum TermAPR* 
As Low As
Rate StructureMonthly Payment Per $1,000
New Motorcycles and Off-Road Vehicles (100% Financing Available)60 months
5.99%Fixed$19.33
Used Motorcycles and Off-Road Vehicles48 months
6.99%Fixed$19.80
New and Used Recreational Vehicle144 months
6.25%Fixed$9.89
New and Used Boat 84 months
5.99%Fixed$14.61

*APR = Annual Percentage Rate. Standard rate based on Premier FICO score 750+ and financing 100% LTV or less. Certified Federal has a managed-risk credit program and rates vary based on your individual FICO score. New and Used auto rate reflect an additional 0.50% discount for Net Pay Direct Deposit and automatic payment from a Certified Federal Share Account or Payroll Deduction. 0.50% discount available on a loan with any qualifying plug-in hybrid or full electric vehicle. Maximum discount on a loan cannot exceed 1%. $100 refinancing fee may apply for existing loans with us. Rates are accurate as of December 1, 2018.

Loan financing available up to 140% LTV (includes tax, license, MPower, MBI and GAP waiver).

Loans over 100% LTV are subject to a rate increase of 0.50% - 3.00% .

Rates are subject to change. Contact your local MWD branch or call (213) 217-6612 for today’s rates.

MWDFCU has a managed-risk credit program and rates vary based upon the member’s individual FICO score.

 

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Home Equity
Line of Credit Rate as low as

5.50

%
APR*
New & Used Vehicle
Rates as low as

1.99

%
APR*
Fixed Rate Platinum Visa
Cards as low as

8.90

%
APR*
Personal Loans 
as low as

8.90

%
APR*
New RV Financing
as low as

6.25

%
APR*
 
 
Check out all our great rates